Financing

Buy with Pay+Late and you can pay in the installments you decide

COMPLETION OF PURCHASE

The first installment will be charged immediately to your card and all other fees will be outstanding for the next few months.
Finally receive your order and enjoy your purchase!

Who are we?

  1. Paga+Tarde belongs to the Digital Origin group.
  2. Company founded in 2011.
  3. Nationally pioneer in instant consumer credits.
  4. Offices in Madrid and Barcelona.
  5. Payment entity regulated by the Bank of Spain.
  6. With more than 60 employees.
  7. More than €100M in loans to date.
  8. A team with great experience and a long professional journey in the financial and payment media sector.

Questions

Q. DO I NEED TO REGISTER TO USE PAY+LATE?

A. NO. Paga+Tarde is a system that provides a direct and fast service. You do not need to go through a registration process to benefit from the service.

Q. WHERE DO I FIND THE PAY+LATE BUTTON?

R. You can find the Pay+Late button on the payment pages, next to Visa, Mastercard or Paypal in those e-shops that use Paga+Tarde as a payment method.

Q. WHO CAN BUY WITH PAY+LATE?

R. Any buyer who is of legal age and has a debit card.

Q. WHAT HAPPENS TO FINANCING IN THE EVENT OF RETURN OF THE PRODUCT?

R. If you have any problems with the product, please contact the retailer. It will follow the same process as a normal product return to the eCommerce and funding will be canceled.

Q. WHAT IS THE COST OF A PAID+LATE FINANCING?

R. Interest will vary based on amount, fees and risk, or 0% (if assumed by trade), without any additional or hidden cost.

Q. CAN I ADVANCE MY PENDING PAYMENTS?

R. Of course! From Paga+Tarde you can pay back your outstanding payments at any time, and as a result, the interest to be paid will be automatically reduced. No complications.

Q. IS IT MANDATORY TO OBTAIN FINANCING TO CONTRACT SOME TYPE OF INSURANCE OR COMPLEMENTARY FINANCIAL SERVICE?

R. No.

Q. ARE THERE COSTS IF I DELAY PAYING ANY OF THE FEES?

R. The costs that appear in the general conditions of Pay+Late.

CHOOSE UP TO 12 MONTHLY INSTALLMENTS

Only you control expenses.

YOU DON'T HAVE TO WORRY ABOUT ANYTHING.

We notify you in advance of the charge of your dues.

PAY+LATE IS INSTANT

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